What Nose Jobs Are Covered By Insurance?

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Many people consider getting a nose job, or rhinoplasty, to improve the appearance of their nose or correct breathing issues. However, the cost of a nose job can be a significant barrier for some individuals. Fortunately, some insurance plans may cover the cost of a nose job in certain circumstances. In this article, we will discuss what nose jobs are typically covered by insurance.

Functional Rhinoplasty

Functional rhinoplasty is a type of nose job that is performed to correct breathing issues, such as a deviated septum or other structural problems that affect the nasal passages. In many cases, insurance plans will cover the cost of functional rhinoplasty because it is considered a medically necessary procedure. Patients who experience difficulty breathing due to a nasal obstruction may be eligible for insurance coverage for functional rhinoplasty.

Reconstructive Rhinoplasty

Reconstructive rhinoplasty is another type of nose job that may be covered by insurance. This type of surgery is typically performed to correct congenital defects, injuries, or damage caused by previous surgeries. Patients who require reconstructive rhinoplasty to restore the function or appearance of their nose may be eligible for insurance coverage.

Cosmetic Rhinoplasty

Unlike functional and reconstructive rhinoplasty, cosmetic rhinoplasty is performed to enhance the appearance of the nose. Insurance plans typically do not cover the cost of cosmetic rhinoplasty because it is considered an elective procedure. However, some insurance plans may provide coverage for cosmetic rhinoplasty if it is deemed medically necessary for psychological reasons, such as correcting a severe deformity or improving self-esteem.

Consultation with Your Insurance Provider

Before undergoing a nose job, it is important to consult with your insurance provider to determine what types of rhinoplasty procedures are covered under your plan. Your insurance provider can provide information on coverage criteria, pre-authorization requirements, and any out-of-pocket costs you may be responsible for.


While insurance coverage for nose jobs may vary depending on the type of procedure and individual circumstances, functional and reconstructive rhinoplasty are more likely to be covered than cosmetic rhinoplasty. It is important to carefully review your insurance policy and consult with your provider to understand what nose jobs are covered by insurance and to determine the best course of action for your specific situation.